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Kermit Griner is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of AL, GA, FL, SC, TX. No insurance business may be conducted outside of these states referenced.

Kermit R. Griner, Jr is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 5 Bradley Park Court, Suite 103, Columbus, GA 31904-3085, (706) 507-5433. In this regard, this communication is strictly intended for individuals residing collectively in the states of AL, GA, MI, TX. No offers may be made or accepted from any resident outside the specific states referenced.

Kermit R. Griner, Jr. is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of AL, GA, MI. As such, these services are strictly intended for individuals residing in these states.

Lauren Isom is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of AL, FL, GA, SC, TX. No insurance business may be conducted outside of these states referenced.

Lauren G. Isom is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. 5 Bradley Park Court, Suite 103, Columbus, GA 31904-3085, (706) 507-5433. In this regard, this communication is strictly intended for individuals residing collectively in the states of AL, FL, GA, NC, SC, PA, TX. No offers may be made or accepted from any resident outside the specific states referenced.

Lauren G. Isom is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of AL, GA, NC, PA. As such, these services are strictly intended for individuals residing in these states.

Neither Griner-Isom Financial Strategies and its employees nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies.